Retail Credit Analyst

Description

Actively involved in I-LTR origination process, She/He ensures the management, analysis and evaluation of credit applications received from direct and intermediate retail business in full compliance with the VWL-I credit process.

Roles and Duties – core business

He/she is responsible for managing back-office activities in the office, such as:

• Managing office mailbox, handling phone calls, and activities related to incoming operation flows.
• Verify the correct, complete and accurate data entry of long term rental applications;
• Ensuring the management of the customer creditworthiness evaluation finalized to loan granting activity within the autonomy granted her/him by the Branch and regulated by the company guidelines;
• Ensure full compliance regarding documentation to be checked before contract activation 

Competences

• University Degree
• Balance-sheet analysis
• Antifraud checks on private/individual customer’s documents
• Tool AS400
• Knowledge of the main credit bureau
• Knowledge LTR product and process

Personal flairs

• Strong customer orientation
• Stress management
• Flexibility, proactivity and team working
• English language